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	<title>Comments on: Car Buying Guide: Don&#8217;t Buy a Car Without Understanding These 4 Key Categories</title>
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	<description>We match you with lenders who meet your special financing needs!</description>
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		<title>By: Bit Off More Than You Could Chew: Being Upside Down In A Loan</title>
		<link>http://www.secure-loans.com/car-buying-guide-dont-buy-a-car-without-understanding-these-4-key-categories/comment-page-1/#comment-19</link>
		<dc:creator>Bit Off More Than You Could Chew: Being Upside Down In A Loan</dc:creator>
		<pubDate>Wed, 22 Jul 2009 14:59:33 +0000</pubDate>
		<guid isPermaLink="false">http://www.secure-loans.com/?p=96#comment-19</guid>
		<description>[...] that you know their secret, you can negotiate. The economy is bad for everyone and the lender, now more than ever, does not want your car. They [...]</description>
		<content:encoded><![CDATA[<p>[...] that you know their secret, you can negotiate. The economy is bad for everyone and the lender, now more than ever, does not want your car. They [...]</p>
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		<title>By: You’ll Thank Me If You Take 48 Months Instead of 60.</title>
		<link>http://www.secure-loans.com/car-buying-guide-dont-buy-a-car-without-understanding-these-4-key-categories/comment-page-1/#comment-16</link>
		<dc:creator>You’ll Thank Me If You Take 48 Months Instead of 60.</dc:creator>
		<pubDate>Tue, 21 Jul 2009 14:35:22 +0000</pubDate>
		<guid isPermaLink="false">http://www.secure-loans.com/?p=96#comment-16</guid>
		<description>[...] you negotiate your loan, negotiate it for the lowest interest rate you can. Also tie it to the current principle owed, this [...]</description>
		<content:encoded><![CDATA[<p>[...] you negotiate your loan, negotiate it for the lowest interest rate you can. Also tie it to the current principle owed, this [...]</p>
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		<title>By: Loan Basics: The Things My Parents Never Taught Me</title>
		<link>http://www.secure-loans.com/car-buying-guide-dont-buy-a-car-without-understanding-these-4-key-categories/comment-page-1/#comment-13</link>
		<dc:creator>Loan Basics: The Things My Parents Never Taught Me</dc:creator>
		<pubDate>Sun, 19 Jul 2009 14:21:12 +0000</pubDate>
		<guid isPermaLink="false">http://www.secure-loans.com/?p=96#comment-13</guid>
		<description>[...] In order to meet this goal, you will need to have your facts straight. Find out what your credit rating is, that is the utmost importance because that is a big bargaining tool. Next, know how much you have available to put down on the vehicle and how much in payments you can afford. These are your bargaining tools. [...]</description>
		<content:encoded><![CDATA[<p>[...] In order to meet this goal, you will need to have your facts straight. Find out what your credit rating is, that is the utmost importance because that is a big bargaining tool. Next, know how much you have available to put down on the vehicle and how much in payments you can afford. These are your bargaining tools. [...]</p>
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		<title>By: 3 Tips For Negotiating Your Interest Rate</title>
		<link>http://www.secure-loans.com/car-buying-guide-dont-buy-a-car-without-understanding-these-4-key-categories/comment-page-1/#comment-11</link>
		<dc:creator>3 Tips For Negotiating Your Interest Rate</dc:creator>
		<pubDate>Fri, 17 Jul 2009 14:47:25 +0000</pubDate>
		<guid isPermaLink="false">http://www.secure-loans.com/?p=96#comment-11</guid>
		<description>[...] Never take the first offer, look at the whole thing, read it and make sure you understand it. Then start your negotiations. The interest rate will make a big difference long term, so negotiate your interest rate as much as you can. The more money you can put up front, the better interest rate you may be able to negotiate. If they aren’t willing to negotiate down to what you want, negotiate with another bank.   Share and Enjoy: [...]</description>
		<content:encoded><![CDATA[<p>[...] Never take the first offer, look at the whole thing, read it and make sure you understand it. Then start your negotiations. The interest rate will make a big difference long term, so negotiate your interest rate as much as you can. The more money you can put up front, the better interest rate you may be able to negotiate. If they aren’t willing to negotiate down to what you want, negotiate with another bank.   Share and Enjoy: [...]</p>
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		<title>By: Jordan</title>
		<link>http://www.secure-loans.com/car-buying-guide-dont-buy-a-car-without-understanding-these-4-key-categories/comment-page-1/#comment-4</link>
		<dc:creator>Jordan</dc:creator>
		<pubDate>Tue, 16 Jun 2009 16:55:30 +0000</pubDate>
		<guid isPermaLink="false">http://www.secure-loans.com/?p=96#comment-4</guid>
		<description>You simply have to be able say &#039;no, thanks at that price&#039; at least once to the dealer. This gives them a strong message that you are serious about your research.

You should also bring a piece of paper to the dealership and make sure you do all the math of the finance calculations yourself. The point is not that they will do the math wrong. The point is you will see exactly how the deal is structured. Do not be afraid to take the time to do this or look like a fool for mapping out your car deal in the dealership. 

My dad swears by this process, &lt;a href=&quot;http://tinyurl.com/knflt6&quot; rel=&quot;nofollow&quot;&gt;http://tinyurl.com/knflt6&lt;/a&gt;</description>
		<content:encoded><![CDATA[<p>You simply have to be able say &#8216;no, thanks at that price&#8217; at least once to the dealer. This gives them a strong message that you are serious about your research.</p>
<p>You should also bring a piece of paper to the dealership and make sure you do all the math of the finance calculations yourself. The point is not that they will do the math wrong. The point is you will see exactly how the deal is structured. Do not be afraid to take the time to do this or look like a fool for mapping out your car deal in the dealership. </p>
<p>My dad swears by this process, <a href="http://tinyurl.com/knflt6" rel="nofollow">http://tinyurl.com/knflt6</a></p>
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