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Bit Off More Than You Could Chew: Being Upside Down In A Loan

by Secure LoansJuly 22, 2009

If you purchased a car that, under your current conditions, has a payment that is too hard for you to handle and your car is no longer worth what is owed on it, you may believe that you are beyond help, that you will most certainly have the car repossessed and your credit rating ruined, [...]

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You’ll Thank Me If You Take 48 Months Instead of 60.

by Secure LoansJuly 21, 2009

Now that you have your car loan and you signed up for sixty payments, you will find that it will be a real plus for you to pay the loan off in 48 months. Let’s say you bought yourself a $15,000.00 car with an interest rate of 8 percent, your payment will be $304.15. By [...]

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Better Than Cash: How Loans Help Build Credit

by Secure LoansJuly 20, 2009

These days, the world is run by credit not cash. With this in mind, your credit rating can be very important to your future. Paying for a car with cash can leave you with no payments but it can leave you with no ready cash. You’re also not going to do your credit rating any [...]

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Loan Basics: The Things My Parents Never Taught Me

by Secure LoansJuly 19, 2009

The first thing that your parents probably never taught you, is that guy in the uniform/suit is not your friend. His or her job is to be profitable. In order for that to happen they have to make deals that bring in the most money they can. With that in mind, you will want to [...]

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Which Type Of Loan Can You Afford?

by Secure LoansJuly 18, 2009

There are many different types of loans you can get. If you don’t know what you’re looking for, you can really get yourself into trouble financially, those fellows behind the desk are not looking out for your best interest, they’re looking out for the profitability of their company and if you go in there blind, [...]

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3 Tips For Negotiating Your Interest Rate

by Secure LoansJuly 17, 2009

Ever played chess? checkers? poker? Well negotiating your interest rate can be the same kind of game. It’s a game of strategy, planning, calculating and stubborn will. The first thing you need to do in this game is know what cards you hold. This means you will need to know your credit rating, how much [...]

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Why Now Is The Best Time To Buy

by Secure LoansJuly 16, 2009

The economy is struggling and has been for approximately two years, people’s purchasing and purchasing power is down, as is the willingness of banks to make certain loans. The economy has been depressed. Car manufacturers are going through bankruptcy, some car makes are disappearing completely. Many dealerships are being forced to close down, change providers, [...]

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Getting A Loan In A Recession

by Secure LoansJuly 15, 2009

In order to get the best deal you can on a loan especially in a recession, you will need to do your homework. There are two very important components that will affect what sort of loan you will be able to get. The first is your credit rating and the second is your down payment [...]

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How To Spot A Lemon

by Secure LoansJuly 14, 2009

Anyone can get a loan that’s a lemon, it’s actually quite easy. It doesn’t take any knowledge or prior experience; in fact, all you need to do is know nothing. The first thing you’ll need not to know is what your credit score is. If you know what your credit score is, that might give [...]

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Why Buying Is Better Than Leasing?

by Secure LoansJuly 12, 2009

At first glance a lease may seem like the perfect way to go. Low, if not, no down payment, lower monthly payments than you would have if you were purchasing the vehicle and basically the same insurance requirements. You may think you can’t go wrong. If you are a company and you can take all [...]

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